No-fault insurance is a type of car / automobile insurance whereby the insurance company provides coverage to its customer in an accident without regard to who was at fault for the accident. New York is a no-fault accident state. Thus, if you sustain an injury in a car / automobile accident, even if you are at fault, you may file an insurance claim for medical bills, hospital bills, loss of wages, and other expenses / medical expenses.
No-fault benefits are restricted, and mistakes and complications can arise, so it is recommended that you consult with a NYC / Long Island no fault attorney as soon as possible if you have been in an automobile accident. Our NYC / Long Island car accident lawyers offer free consultations on all NYC / Long Island car accident matters.
No-fault insurance claims are made against your own automobile insurer. Injuries resulting from the use / operation of a motor vehicle, with some exclusions / exceptions, are covered by New York's No-Fault Law. New York's No-Fault Law includes the following coverage benefits for basic economic loss up to fifty thousand dollars ($50,000) per person: medical bills, hospital bills, loss of earnings from work / wages up to two thousand dollars ($2,000) per month, and other reasonable and medically necessary expenses. You may also purchase additional coverage beyond the required fifty thousand dollars ($50,000) each insured automobile must carry for each autombile occupant.
If you have sustained a serious injury, you may file a personal injury lawsuit for additional compensation that is intended to make the Plaintiff whole. Generally, the purpose of damages in a NYC / Long Island personal injury lawsuit is to put the injured victim back into the position he/she was in prior to the injury that resulted from the defendant's neligent, reckless, and/or intentional actions. General damages for a serious injury include damages for emotional / physical pain, loss of a loved one's companionship (consortium), and punitive damages (awarded to punish the defendant).
While special damages include past / future medical bills, property damage / repairs, and lost wages / income due to missing work and/or a reduced earning capacity. If you have sustained a serious injury in an automobile accident, please contact our NYC / Long Island personal injury attorneys for a free consultation before your rights to obtain compensation under the law expire.
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The information contained on this website is for general purposes only, and may not be accurate due to changes in the law and/or other reasons. The information contained on this website should not be relied upon and does not constitute legal advice, nor establish an attorney-client relationship. Contact an attorney and/or the Law Office of William L. Teitler for legal representation / legal advice. Contacting the Law Office of William L. Teitler does not, by itself, establish an attorney-client relationship.
Our law firm represents clients in employment law, personal injury, and other legal matters in New York State and New York City, including Queens, Bronx, Brooklyn, Manhattan, Staten Island, Nassau, and Suffolk County.
Law Office of William L. Teitler
30-30 Northern Boulevard
Long Island City, NY 11101
Phone: (718) 392-3483
Long Island Office:
425 Broadhollow Road
Melville, NY 11747
(Law Offices of Ian M. Sack)
(Personal Injury Co-Counsel)
Monday - Friday
9 a.m. - 7 p.m.